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Like a roadmap or a compass, a
financial plan will give you the direction and the guidance you need to get
you where you want to be.
Now is the time to begin. We provide expert financial advice to more and
more Canadians, making it easier for them to plan for a secure future.
Whatever your stage in life, we can help you identify where you want to go and
how to get there.
Our Success
In 1996, Money Concepts
operating in Prescott and Russell Counties opened for business, in Embrun. On
September 1999, a second office opened in Vankleek Hill and in September 2000,
the Embrun office moved into a more spacious office in Russell. Since the
beginning, we have grown from a staff of one to a full service office staff of
four.
About Investia Financial
Services Inc.
Member of the Industrial Alliance Group, Investia
Financial Services Inc. is in operation since 1999. Our financial services firm
offers a range of products and services associated with the distribution of
investment funds and segregated funds.
Our products:
Investia offers the majority of the mutual funds available
in Canada to fulfil the savings and retirement needs of individuals.
Our scope:
The Investia head office is based in Quebec City, Quebec.
Located across Canada, Investia has offices in in British Columbia, Alberta,
Ontario, Quebec and Nova Scotia. Investia is represented by a network of 1 000
representatives.
Assets under administration:
$3.7 billion (as at December 31, 2007)
Our family:
Investia is a wholly owned subsidiary of Industrial
Alliance Insurance and Financial Services Inc., a life and health insurance
company whose origins date back to 1892. Industrial Alliance offers, either
directly or through its subsidiaries, a wide range of life and health insurance
products, savings and retirement plans, RRSPs, mutual and segregated funds,
securities, auto and home insurance, mortgage loans and other financial products
and services. The fifth largest life and health insurance company in Canada,
Industrial Alliance contributes to the financial well-being of over 3 million
Canadians, employs over 2,800 people and administers and manages $50 billion in
assets.
About Industrial Alliance
Founded in 1892, Industrial Alliance Insurance and
Financial Services Inc. is a life and health insurance company that offers a
wide range of life and health insurance products, savings and retirement plans,
RRSPs, mutual and segregated funds, securities, auto and home insurance,
mortgage loans and other financial products and services. The fourth largest
life and health insurance company in Canada, Industrial Alliance is at the head
of a large financial group, which has operations across Canada as well as in the
Western United States. Industrial Alliance stock is listed on the Toronto Stock
Exchange under the ticker symbol IAG. Industrial Alliance is among the 100
largest public companies in Canada.
Industrial Alliance at a
Glance (year ended December 31, 2007)
• Rank: 4th largest life and health insurance company in
Canada
• Assets under management and administration: $50.4 billion
• Premium and deposits: $5,8 billion
• Net income available to common shareholders: $242.2 million
• Return on common shareholders' equity: 15.2%
• Clients: over three million Canadians
• Employees: over 2,900 people
• Network: 1,600 exclusive agents and 12,000 brokers
Who We Are
Money Concepts was established in the U.S. in 1979, responding to a growing
need for personal financial planning services. The company soon expanded
around the globe. In 1984, the late Grant Sylvester, a senior financial
services executive, created Money Concepts in Canada. In 1997, Money Concepts
became a wholly Canadian-owned company and to this day, Money Concepts
continues to grow with offices across the country.
What We can do for You
We recognize that with so many financial products and services available,
choosing your investment can be a daunting, even overwhelming, task. We're
here to give you personal, objective advice, at no cost and no obligation,
about your best financial options. Friendly, face-to-face service is what
sets Money Concepts apart.
We are one of the very few companies in Canada that can provide you with
independent, personalized financial planning services. Our experienced
financial planners don't sell in-house products. They are free to shop the
market for the companies, products and services that are best suited to your
financial needs and goals.
Our philosophy is based on eliminating the confusion and stress which is
associated with managing your financial affairs. It's a philosophy and a
service that begins and ends with you.
How We do it
To design your personal financial plan, your Money Concepts planner will
work with you to create a financial snapshot of where you are today. We will
do a confidential analysis of your income, assets and expenses - what you
earn, what you own and what you owe.
Your planner will work with you to set realistic financial goals and to
create strategies for achieving them. For example, your planner will
calculate the amount you need to invest each year and the rate of return you
will need on your investments to achieve your goals.
You planner will also show you how to maximize your financial resources and
minimize your financial risk. We'll provide a detailed, comprehensive plan
and help you implement it. We'll also help you in monitoring the mix of
investments called for in your plan.
Finally, your planner will meet with you on a regular basis to review your
plan's performance and to keep abreast of any changes in your circumstances
and objective. Your plan can then be adjusted accordingly.
Benefits of a Financial Plan
It is one thing to talk about financial planning. It's quite another to
make it happen. In order to achieve your goals, you must not only create a
plan, but implement that plan, monitor it and, when necessary, adjust it. A
Money Concepts representative is ready to work with you every stop of the
way. Let us help you pave the path in order for you to achieve your own
financial freedom!
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